Dutch Travel insurance for the United States 2022

Are you going to the United States? Good travel insurance with cover for medical costs is of great importance, because of the high costs of medical care.

A trip to the US who wouldn’t want that? Visit the beautiful cities of New York, Boston, Los Angeles, San Francisco, and Houston. Or perhaps take a gamble at the casino of Las Vegas or a trip to the exciting cities of Chicago and Miami.

Not a visa but an ESTA Travel insurance permit

Dutch nationals who want to travel to the United States do not need a visa but do need an ESTA travel authorization. Due to the tightened security measures and regulations, travelers to the United States must apply for a travel authorization (ESTA) in advance. The travel permit is not a visa. ESTA allows the US Department of Homeland Security to pre-screen travelers. Dutch travelers are advised to apply for a travel permit at least 72 hours before their departure. An ESTA travel authorization does not guarantee entry but is a prerequisite for traveling to the United States by air or sea.

US Travel Insurance Important!

Are you going on a trip to the United States? Then travel insurance with cover for medical costs is strongly recommended. For example, travel insurance covers the extra costs you incur during your trip to the US because of an unexpected covered event. For example, you can become ill and therefore have to stay longer in the United States. Your travel insurer is not only the point of contact in the event of damage but also takes care of repatriation (return) to the Netherlands, for example.

Receive a 10-25% discount on your travel insurance here

Do you also want a 10 to 25% discount on the premium of travel insurance from Allianz Global Assistance? You only get that here on this website. Everyone receives a 10% online discount. Are you under 27 years old? Then the discount can even go up to 20% when you take out continuous travel insurance or Globetrotter Insurance!

Allianz Global Assistance: choose your cover online yourself

You can easily put together short-term travel insurance from Allianz Global Assistance online. You can choose from:

• Europe, the world, excluding the United States of America and Canada, and the world, including the United
• The states of America and Canada
• Travel accidents
• Medical Expenses (highly recommended)
• Money and traveler’s checks
• Winter sports/special (winter) sports
• Cancellation insurance
• Cancellation insurance

In some cases, you will not receive a full refund of the costs for canceling or interrupting your trip. Then Cancellation Insurance offers a solution. We know 2 variants:

• Cancellation Double Certain: in addition to the coverage of Cancellation Basic, also offers extensive coverage when your trip is interrupted.
• Cancellation Basis: Reimburse the costs if you have to cancel the trip. When the trip is interrupted, you will be reimbursed for unused vacation days.

Long stay in the United States?

Are you going to the United States for longer than a month to study, backpack, work, or for an internship or volunteer work? Then a standard (continuous) travel insurance often offers no cover. A Globetrotter Travel Insurance does offer cover and has been specially developed for travelers who go abroad for a longer period of time.

Continuous travel insurance is sometimes cheaper

If you go on holiday for more than 16 to 21 days a year, continuous travel insurance is often cheaper than short-term travel insurance. With continuous travel insurance, you are insured throughout the year and you never travel uninsured. You only pay policy costs once.

Frequently asked questions and answers about travel insurance for America (FAQ)

Read the most frequently asked questions and answers here.

Is travel insurance necessary for the United States?

Taking out travel insurance for the US is not mandatory, but it is wise. Especially since medical costs in the United States are extremely high. Often up to 10 times higher than in the Netherlands.
The most important thing is that if you don’t have travel insurance and something bad happens, you have to bear the costs yourself. You will also have to arrange everything yourself, such as repatriation, which is not easy.

What is covered by travel insurance in the United States?

SOS assistance, which includes cover for necessary (return) travel and accommodation costs as a result of an accident/illness/death of yourself or your family. Loss, theft, or damage to your baggage. You can also extend the travel insurance. For example, for special sports/winter sports and medical costs.

How much does travel insurance cost for the United States?

Here you already have short-term travel insurance for the US (basic cover) from € 2.65 per person per day (including a 10% discount). You decide for yourself how much travel insurance costs. The premium of temporary travel insurance depends on the duration of the trip and any extensions. Children up to 5 years old are co-insured for free on short-term travel insurance. You can make a premium calculation without obligation.

Is the travel luggage also insured?

Yes, your luggage is insured against loss, theft, and damage up to a maximum of € 4,000. Valuables and travel documents are also insured.

When can I take out travel insurance for the US?

In principle, you can take out travel insurance just before you travel. This is fully automated, you will receive the policy immediately by e-mail. However, it is not possible to take out cancellation insurance at the last minute.

Can I extend the travel insurance with cancellation coverage?

Yes, that’s possible. With an Allianz Global Assistance cancellation insurance, you are well insured for cancellation, delay, and interruption of your trip.

Do I have to insure medical costs?

We do recommend that. Your health insurance only partially reimburses the medically necessary costs and then up to a maximum of the rate that applies in the Netherlands. The medical costs above the Dutch rate are covered by this travel insurance. The early termination and repatriation of a trip due to an accident or illness are also not covered by your health insurance, but it is covered by this travel insurance. This also applies to rescue and search costs. With short-term travel insurance, you are always 100% insured against medical costs, even if you end up in a private clinic.

Short-term or continuous travel insurance?

Short-term travel insurance is insurance that you take out for one trip or holiday. If you travel more than once a year, take out a comprehensive travel insurance policy. That is easier but also cheaper. A comprehensive travel insurance policy is usually cheaper if you go on holiday for more than 17 to 21 days a year.