The importance of travel insurance: Guarantee of peaceful trips
Going on vacation after a year of hard work? Do you plan to visit relatives who live in another country? Or are you traveling to play sports?
Importance of travel insurance: Going on vacation after a year of hard work? Do you plan to visit relatives who live in another country? Or are you traveling to play sports? So, in addition to packing your bags, buying tickets, booking hotels, and planning itineraries, don’t go without travel insurance.
What is travel insurance’s?
Regardless of the duration of the stay abroad, the profile of the passenger, the reason for the trip, or the duration, having health insurance provides peace of mind from the moment of boarding until the traveler returns to the country of origin.
What are the coverages of travel insurance?
Travel insurance coverage may vary depending on the chosen product, profile, or needs of the traveler, such as trips to some countries or elderly travelers, or travelers with pre-existing illnesses.
In general terms, travel insurance has extensive coverage, including urgent and emergency medical, hospital, and dental expenses, consultations with specialists, transfer of accompanying family members, and medical repatriation or repatriation of mortal remains.
In addition, the travel insurance also includes the services of Location or replacement of lost luggage, re-marking of the one-way or return ticket in cases of unforeseen medical or climatic events, legal assistance, and advance payment of a deposit.
In which countries is it mandatory to have travel insurance’s?
Although it is important to have health coverage to feel safe and protected, whatever the destination of your trip, to enter some European countries, having travel insurance is mandatory.
The countries where contracting travel insurance is a mandatory requirement are those that are within the Schengen Treaty. They are: Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Holland, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Sweden, and Switzerland. It is also mandatory to have travel insurance for Ecuador, Cuba, and Venezuela.
The Schengen Treaty, an administrative agreement between states that imposes rules for the permanence and movement of people within the territory of the signatory countries, requires foreigners traveling to the Old World to have mandatory travel insurance with a minimum coverage of 30,000 euros, or equivalent in dollars.
How to choose the right travel assistance plan to travel with peace of mind?
The appropriate travel insurance is always the one that takes into account the requirements of each case. In addition to the duration and destination of the trip, other factors must be considered when purchasing coverage. People with pre-existing conditions, pregnant women, or the elderly require special care.
The type of trip also influences the choice of the appropriate travel assistance plan. For example, when transporting technological or sports equipment, special coverage for technological equipment will guarantee its safety.
Advantages of having travel insurance’s
The unforeseen always happens, even when you are on vacation! No one is free from getting sick or having an accident when they are traveling, so having travel insurance is important to be protected.
Having travel insurance will help avoid unplanned expenses and medical or pharmaceutical expenses that are usually very high in some countries, such as the United States, for example. It will also be essential to guarantee entry into countries where contracting coverage is mandatory.
Another benefit of having travel insurance is that you will be protected in various situations, such as cancellation or redundancy of the travel for medical or climatic reasons, loss of luggage or documents, as well as legal and funeral assistance.
What if you’re away from home and need to use your travel insurance’s?
If you are abroad and get sick, have an accident or an unforeseen event occurs, contact the insurer’s Customer Service Center by phone, where you can count on the help of officials trained to act quickly and efficiently. Do not forget to always carry with you the phone number of the insurer and your voucher.
They will request your personal data, the policy number, the date of the trip, and the city and country where you are, in order to tell you how to act in each situation.
Keep all proof of care, as well as the expenses paid for later requesting reimbursement, and make copies of all documents, including the policy.
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